I should ask for a loan How your monthly finances are going All in calm You have eliminated the red numbers from the final result Your expenses do not exceed your income and you have even foreseen a small percentage for contingencies and savings that is the best situation Cruising speed and live quietly day to day without economic worries that take away our sleep better sleep loosely however despite the effort by Balance the balance of our finances Sometimes we are in the situation of having to spend money that we do not have to buy a good that we need to reform our home invest in our business pay for the studies of our children or follow a medical treatment when it is something really essential if we do not have a more affordable alternative such as selling a property use part of the savings or have the help Economic of a family member or friend A solution to get the money is to ask for a loan but in that case before requesting it you have to calculate how much you can pay each month by putting as a limit 30 percent of your income how long you are going to pay because if long more and more the term the interest skyrockets and the debt is enlarged and how much you will have to pay in concept of expenses in addition You will have to decide between a fixed interest rate with which you will always pay the same or a variable with which the fee can decrease or increase according to interest rates beware of quick loans that give you in 24 hours or even in 15 minutes the interests are much higher if you really have to ask for a loan Find out well and choose the offer that best suits your needs.
IN CONCLUSION:
If we want to ask for a loan before we must account for our finances that we get monthly, and ask ourselves the question do I have enough money to be able to pay the interest per day?, since, if we do not pay the interest a day, those will grow more and more until we can not pay and we will lose everything.
So well to be able to make a loan we must think about what we are going to invest, whether for the Primary Sector (agriculture and livestock), forestry (forestry), beekeeping, aquaculture, fishing, and hunting). Secondary Sector (executes industrial procedures to transform these resources). Tertiary sector (such as commerce, communications, call center, finance, tourism, hospitality, leisure, culture, entertainment, public administration and the so-called public services, are provided by the State or private initiative (health, education, care for dependency), among others. Quaternary sector (microelectronics, computer science, robotics, aerospace, telecommunications and biotechnology).
To finish to take out a loan before we must think very carefully since it brings risks and benefits.